100DayLoans Review UPDATED May 2024

8.3Our Rating
0User Rating

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We have noticed that 100DayLoans site is having some security issues so we recommend you check out our list Best Loan Companies Of 2021

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In order to start this 100DayLoans review on the right foot, we’ll need to provide a short operational intro. It is a loan company that allows you to apply online (or by phone) for a payday loan and receive money in your checking account quickly, safely, and efficiently. Thanks to a speedy application process, a large number of potential lenders, and unique features, 100DayLoans is widely considered one of the best companies in the business. Our 100DayLoans review will introduce you to this company’s service in order to help you decide if they are the right choice for you.


100DayLoans is definitely qualified as a loan company but that doesn’t mean it’s the company itself that you’re getting the money from. In fact, the company works as a matchmaker of sorts – it finds a match for you among a huge base of potential lenders, like a dating service or something similar.

People usually resort to loan companies when they need money ASAP and when their own bank doesn’t want to approve a loan, for some reason. That’s where the beauty of loan companies lies – you almost always get approved by a payday advance company in the database and your loan arrives within minutes. That’s why so many people opt for loan companies.

The thing that sets 100DayLoans from other payday loan companies, besides the fact that it doesn’t actually lend you any of its own money, is the fact they match you with the best possible lenders. You provide information about what you need, along with some deadlines and basic info about your place of residence, work status, etc, and their unique software runs your data through their database, searching for a perfect match. The results come up in a matter of seconds, after which you can proceed to apply for a loan.

The biggest benefit of this is that it saves you tons of time you’d otherwise have to spend looking for the right lender. That, plus the fact your application is done through an encrypted (and this highly secure) software, makes 100DayLoan a truly worthy loan company. And let’s not forget that 100DayLoans promises to find you a lender that will get you the highest amount of money possible at the lowest possible rate.



You apply for a loan through an encrypted software found on the 100DayLoans website, as previously mentioned in this 100DayLoans review. The company promises that the information you provide is secure from hacking and misuse; however, bear in mind that 100DayLoans does sell your basic info to the actual loan companies and their clients, as they have made perfectly clear in the Terms and Conditions section of the website.

First, you’ll need to fill an online application form. In addition to the basic personal info, such as your name and your address, you will need to provide some information about your income, which makes sense and is a common practice with all payday loan companies. You will also specify how much money you’re looking to borrow and when do you expect to pay it back. Based on that information, the software taps into the company’s lender database and comes up with the perfect match for you. The lender that comes up will not only be willing and able to lend you the money based on your income and other criteria, but it will also be the lender that provides the best rates and gets you the highest amount of money under the circumstances.

The matching is done in real-time and the results are usually the best possible matches. The best part is, you don’t have to pay anything at all to 100DayLoans. It’s the lender companies that cover the expenses. The software then redirects you to the lender’s website, where you can proceed with your loan application. If they don’t find the right match, you will be offered a short-term credit or a similar solution.


When it comes to repaying the loan, there are no general rules and time frames that apply to all cases, as it all depends on the actual lender. However, bear in mind that in most cases you’re expected to pay back the money before your next payday, which is an industry standard. Still, the actual time greatly depends on the lender’s terms, guidelines, state laws, and a number of other factors. Most lenders will send you an e-mail a few days before you’re due to repay the loan. In case you’re unable to make the repayment, you will contact the lender and try to arrange a new repayment or a loan refinance.


As shown in this 100DayLoans review, we’re talking about an honest company that has a high-quality, secure, and highly efficient software for matching you with potential lenders and getting you the best possible loan. It does a great job in providing that particular service and it’s definitely worth giving a shot. If anything, it will save you tons of precious time as it looks for the perfect loan so you don’t have to.

User Reviews

  • Submitted By Frank Cooper on 07/21/2017
    Quick match with a very decent lender.
  • Submitted By Rachel Sanders on 06/03/2017
    Sending my info to hundreds of companies doesn’t exactly match my idea of security, and I haven’t even realized they don’t the lending part themselves.
  • Submitted By Peter Flores on 05/16/2017
    They gave me a ton of options to pick from and I could compare rates and terms between lenders i didn’t even know existed.
100DayLoans Review
Updated : 2024-05-22
Rating : 8.3/10