Check City VS LendUp

UPDATED Sep 2023

Payday loans are meant to be quick and easy solutions to temporary money shortage. However, not all payday loan companies have your best interest at heart. Now that you have successfully identified two companies that are worth your trust, it is time to take a look at both of them side by side and make your final decision. Before you is an unbiased Check City VS LendUp comparison designed particularly for that purpose.

Side by Side Comparison

Min. Loan Amount
Max. Loan Amount
Min. Credit Score
APR Range
Loan Terms
Approval Time
$50 Payday Loan, n/a Title Loan
$2500 Payday Loan
176.61% - 782.14% Payday Loan; 120% - 240% Title Loan
8-45 days Payday Loan; 30 daysTitle Loan
15 minutes Payday Loan; n/a Title Loan
214.13% - 917.71%
30 days
15 minutes

Our Ratings

Here is a quick overview of our comparison process. It starts with 7 carefully defined criteria determined in accordance with the main qualities of payday loan companies. The criteria include simplicity of the application process, speed of providing approval status, affordability of rates and fees, feasibility of repayment terms, and geographical coverage, as well as transparency and credibility. The payday loan companies under consideration receive ratings based on the degree to which they satisfy each criterion. The winner of the comparison is the company that receives the higher final rating.
Application Process
Speed Of Approval
Rates and Fees
Repayment Terms
Geographical Coverage
Final Rating8.5/107.9/10